Retirees used to be able to hang it up at 65 and count on a sizeable pension, social security checks and a fair bit of savings to get them through their golden years. These days the future is a cloudier. Underfunded pension programs, social security and 401(k)s that have turned into 201(k)s, combined with increasingly long retirement periods, mean that Americans need to scrupulously save while structuring investment portfolios to provide income for decades. A person thats 65 today who invests like they have a short time horizon may well end up living to be 100, says investor Ken Fisher. Their life expectancy is going to keep increasing the longer they live.
When it comes to retirement, there are often more questions than answers. You dont know how long youre going to live, what your health is going to be, what the economys going to be, what the markets going to be, how much money youre going to have, says Ken Kamen, president of Mercadien Asset Management and author of Reclaim Your Nest Egg. Thankfully, there are experienced advisors around to share wisdom on how to best prepare for an unclear future.
This month, Intelligent Investing is tacking the topic of retirement, bringing you expert opinions and perspectives on how to prepare for your post-work life. Whether youre fresh out of college or weeks away from retirement, youll find helpful advice on building (and keeping) your nest egg from experts in the field. Well feature interviews by our most senior editors, including Editor-In-Chief Steve Forbes, and columns from Forbes staff and contributors. Plus, well keep you up to date on market news in our daily video feature, Forbes Market Blaster with John Dobosz.
Ill be adding links to this post as content hits Intelligent Investing in August. Be sure to check back throughout the month
Steve Forbes Interview: Experts On Building A Retirement-Ready Portfolio
25 Top Suburban Retirement Spots
The Deficit And Your Retirement: IfYoure Nearing Retirement, How to Prepare For Social Security And Medicare Cuts
The Retirement Spending Solution
Retirement: Prepare For Monumental Change
20 Dumb 401(k) Mistakes
Also Read