I have a Pension from a former employer currently valued at just over $19,000 (if it matters, it is managed not by the employer but at a respected financial institution). The Pension currently earns a 4.83% annualized rate of return which is about $220 every quarter. The 401k at my current employer is non-matched but has good investment options. Should I rollover my Pension to my current employer's 401k? Does it matter how much I am contributing to the 401k to make this decision?I would actually roll over your 401K to an outside, national, financial planner/retirement/stockbroker, like Edward Jones or Smith Barney. You need to also know if the pension is in an annuity. One of mine was and I have to wait 10 years before I can move it to another broker. I try to keep things centralized, but not at a current employer.